The information provided on this site is for general informational purposes only and should not be considered financial advice. However, to make sense out of our information, we benchmark apps according to ethics and rules they should abide by provided by agencies such as the FCCPC (Federal Competition & Consumer Protection Commission), NDIC (Nigeria Deposit Insurance Corporation), CAC (Corporate Affairs Commission), CRC Credit Bureau, CBN (Central Bank of Nigeria), etc.

The site is primarily designed to provide reviews and comparison of loan apps and borrowing options, but it is not a substitute for professional financial advice even though we expertly vet our publications. Many of our publications are based on direct experience.

Do we endorse any loan app?

Our reviews are based on honesty, and we don’t get paid to promote anyone. If you go through our content, you’ll find that we don’t promote, rather, we scrutinize and let you know the positives and negatives.

While we compare lots of loan apps, we never single out and recommend or dismiss any particular one. The reviews and comparisons are based on our experience, publicly available information.

Are There Any Guarantees?

No, we do not guarantee the accuracy or completeness of the information we provide, and are not responsible for any errors or omissions. We understand 100% that sometimes, reviews are subjective, and experiences can vary depending on users. We take this into consideration while reviewing any loan service or money transfer application.

That said, this site is not liable for any damages or losses that may arise from the use of the information provided.

Borrowing Warning

Even the apps that we rate highly may not be perfect. The truth is that borrowing money can be risky, and you have to be careful and  consider your financial situation and options before taking out a loan.

We won’t be responsible for any borrowing decisions you make. If you are not sure about your financial decision, seek professional financial advice first. We can’t advise you to take a loan or use any app to send money but we can inform you about the pros, cons, and steps involved in using any app that our experts have reviewed.

GPT Apps and Websites

Apart from loans, you’ll find that we’ve also talked about some of the GPT (get paid to) apps and websites that pay you to do small digital tasks or play games. These type of apps are not regulated like loan apps. However, information you find on this site about such apps/sites are verified. We or any of our authors hate to exaggerate the amount of money you can make—we generally hate to raise and dash your hopes at the same time.


You may find adverts from some of the loan apps reviewed on the site or GPT sites we have talked about. This does not affect the honesty of our reviews or comparisons, and it is not a guarantee of endorsement or recommendation.

Terms of Use

By consuming information from this website, you agree to the terms of this disclaimer and the blog’s terms of use. If you do not agree to these terms, please do not rely on or use our information.


If you think that we misrepresented your app or site in any way, we are ALWAYS open to modifying such information, for example, let’s say we made a post that claimed we couldn’t verify that your loan app is licensed in Nigeria due to records at the time. Kindly reach out, and we’ll be glad to update such information as long as we can verify that your latest submission is true.

Contact Us

If you have any questions or concerns about this disclaimer or the blog’s terms of use, please Contact Us.

Thank you!